FOR CURRENT AND FORMER SPACEX EMPLOYEES:
Clarity and Confidence for Your SpaceX Equity Compensation
Babin Wealth helps current and former SpaceX employees understand what you have in your equity compensation plan, make smart decisions around it, and build a long-term plan that actually supports the life you want.
Why SpaceX Employees Come to Us
Equity is a powerful part of your compensation and with an IPO on the horizon, the decisions you make now could have a lasting impact on your financial future. Many SpaceX employees need help understanding how their RSUs, stock options, or ESPP fit into their bigger financial picture before things get more complex. Others because they’re ready to make smarter decisions about taxes, investing, and long-term planning while there is still time to prepare.
An IPO doesn’t simplify your equity, it raises the stakes. Lock-up periods, tax exposure, and sudden liquidity all demand a clear plan, not a last-minute scramble.
With Babin Wealth, you don’t have to figure this out alone or under pressure. You get clarity, structure, and a plan that’s built around your goals, so when the moment comes, you’re ready.
WHAT WE DO
Full Financial Planning & Ongoing Advisory
Babin Wealth offers full financial planning and ongoing advisory support. That means we help you organize your finances and build a long-term strategy that grows with your compensation.
This often includes:
Reviewing vested and unvested stock
Creating diversification strategies that reduce concentration risk
Building tax-efficient plans for vesting and exercises
Aligning savings, investing, and lifestyle goals
Adjusting your plan as compensation or life stages evolve
This isn’t one-time advice. It’s a long-term partnership to help you grow and protect your wealth.
SpaceX-Specific Equity Guidance
Your compensation includes multiple moving parts. We help you understand each component and how it fits into your financial strategy.
Purchase Offers
SpaceX typically provides one to two windows annually for shareholders to sell company stock. These moments can meaningfully impact liquidity, taxes, and long-term planning.
We guide clients through each offer, helping determine what to sell, what to hold, and how these decisions support their broader financial goals.
Restricted Stock Units (RSUs)
Vesting schedules vary, and each vesting event creates tax consequences.
We help clients make smart decisions around:
- Cash-flow impacts
- Tax timing
- Whether to hold or diversify
- How RSUs fit into long-term wealth building
Incentive Stock Options (ISOs)
ISOs can offer significant upside but they also introduce AMT considerations, expiration dates, and timing decisions.
We help determine:
- How many to exercise
- When to sell
- How ISOs fit into your total tax picture
- Whether upcoming purchase windows should influence your strategy
Non-Qualified Stock Options (NQSOs)
NQSOs follow different tax rules and usually include a multi-year vesting period.
We help clients decide:
- When to exercise
- How to manage tax impact
- How NQSOs complement RSUs, ISOs, and ESPP participation
Employee Stock Purchase Plan (ESPP)
SpaceX’s ESPP allows you to buy shares at a discount, a strong long-term wealth lever when used intentionally.
We help clients decide participation levels, diversification strategies, and how ESPP fits into broader financial goals.
Annual Merit Letter Review
These annual awards may include additional stock, options, or cash incentives.
We evaluate the impact of each year’s changes and integrate them into your long-term plan so your strategy evolves alongside your compensation.
Helping You Make Smarter Equity Decisions
Most SpaceX employees share a lot of the same questions, especially as income and equity grow:
What should I be doing now to prepare for a SpaceX IPO?
When should I exercise my stock options?
Should I sell or hold my RSUs?
How do taxes impact timing?
What’s the right balance between concentrating and diversifying?
How do I plan for long-term growth without sacrificing today?
We can walk you through these decisions with clear explanations and tailored recommendations so you can move forward with confidence.
With Babin Wealth, you don’t have to guess your way through these decisions. You get clarity, structure, and a plan that’s built around your goals.
Our Process
01
Explore Meeting
This is a short conversation to understand what you’re looking for and determine if our approach fits your needs.
02
Discovery and Planning
We’ll review your compensation, taxes, goals, and financial picture. Then we build a personalized plan designed around clarity, tax efficiency, and long-term growth.
03
Implementation
We help you put the plan into action step by step, making sure nothing is left unclear or unfinished.
04
Ongoing Partnership
Your plan evolves as your career grows. We refine strategies, update projections, and help you stay ahead of important decisions
Why Clients Choose Babin Wealth
Working with equity compensation requires more than investment expertise. It requires understanding vesting schedules, tax implications, and long-term planning all at once.
- Clear financial guidance without jargon
- Tax-aware strategies tailored to your compensation
- A relationship that grows with your career
We help you connect all the parts of your financial life so nothing feels scattered.
Schedule a Call With an Advisor
You don’t need everything figured out before reaching out. A brief conversation will help us understand what you need and help you understand how we work.